Delayed claim result · June 1, 2026
$257,000 in Delayed Life and Accidental Death Claim After Homicide
Life Claim represented the widow of a man who was killed by another person. He had a policy with Fidelity Life Association that paid $75,000 in life insurance and an additional $175,000 if his death was accidental.
For more than a year, the insurer did not decide the claim. It said it was waiting for police reports and records from the prosecutor's office. Insurers often hold homicide claims this way, both to rule out the beneficiary's involvement and to look for a reason to deny the accidental death benefit. Months can pass with nothing more than form letters.
After months of back and forth, we gave the insurer 30 days to pay or face a lawsuit. About two weeks later, the insurer paid both the life and accidental death benefits, plus interest, a total of more than $257,000.
Every case is different, and past results do not guarantee a similar outcome.
