Delayed claim result · February 26, 2026
$752,000 in Delayed Life Insurance Claim Involving Suspected Foul Play
Life Claim represented the fiancé and named beneficiary of a man who was shot and killed in Chicago. He had individual term life insurance issued by Fidelity Security Life.
When a death involves suspicions of foul play, insurers often put the claim on hold, because a beneficiary who caused the death cannot collect. Those holds can stretch on with no end date. Here, the insurer spent almost a year sending our client form letters saying it was still waiting on outside information. It never explained what it needed or why it could not decide the claim.
We sent a demand for prompt payment. We pointed out that the death itself was not in question, that nearly a year had passed without a decision or an explanation, and that the policy required interest on a delayed claim. We told the insurer we would file suit if it did not pay within 30 days.
Two weeks later, the insurer paid the full death benefit plus statutory interest. The check shown, for more than $752,000, is one of the payments our client received.
Every case is different, and past results do not guarantee a similar outcome.
