Delayed claim result · December 31, 2025
$125,000 in Delayed Life Insurance Claim for a Former Spouse
Life Claim represented the former wife of a man whose life insurance policy listed her as the beneficiary. After he died, she submitted a claim, and Securian Life opened a file. Instead of paying, the insurer asked her for a copy of her divorce decree.
That request signaled a familiar problem. Many states, including Ohio, have revocation-by-divorce statutes that can automatically cancel a beneficiary designation in favor of a former spouse. Insurers often hold a claim while they decide whether the statute applies, and a delay like that can stretch for months.
We stepped in, gave the insurer what it asked for, and showed why the claim belonged to our client and needed to be paid without further delay.
Twelve days after our letter, the insurer paid the full death benefit plus interest, for a total of more than $125,000.
Every case is different, and past results do not guarantee a similar outcome.
