Delayed claim result · May 11, 2026
$253,000 in Delayed Life Insurance Claim for a Minor Beneficiary
Life Claim represented the mother of a minor child who was the beneficiary of a $250,000 life insurance policy issued by Lincoln Benefit Life.
An insurer will not pay life insurance directly to a child. It usually requires a court-appointed guardian, called a tutor in Louisiana, before it will release the money. While the family worked through that process, the claim stalled, the insurer's administration changed hands, and the insurer warned that it would turn the money over to the state as unclaimed property. Escheated funds can be recovered, but it often takes a long time.
We obtained a Louisiana tutorship order appointing our client to act for her child and sent it to the insurer. Lincoln Benefit Life then paid the full benefit plus interest, more than $253,000, to be held for the child.
Every case is different, and past results do not guarantee a similar outcome.
